Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Holiday Loan In India from Loan Granted helps you in easily planning a vacation by disbursing the loan amount instantly. Earlier, people used to keep aside a part of their monthly savings and plan yearly trips with their family. But today’s generation, they prefer quick and live in the moment life and they do not want to put aside their travel plans just because of unavailable cash at the moment. In such shortcomings, a holiday loan from Loan Granted can solve your problems, by helping you to plan an exotic vacation anywhere around the world with your loved ones. You will have enough cash in your hands to manage your ticket bookings, eat great food, get awesome accommodation, and more.

Holiday trips usually work like therapy ending up with lots of wonderful and long-lasting memories. You will have an opportunity to explore new places, meet new people, and refresh your mind for a positive outlook, thereby ready to accept daily challenges and obviously a short break from the regular tedious life. Hence, fiscal issues should not be the limiting factor while finalizing your vacation plans. Work hard and party harder.

Holiday Loan In India: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). Loan Granted offers customized personal loan up to INR 5,00,000 to help you take a break from routine and seek new adventures, without thinking much about the monetary shortage. So, plan your holiday with extra funds in your hand to visit the beautiful places on your bucket list. The loan is processed with certain eligibility criteria and with the submission of necessary documents. A holiday loan from Loan Granted is a personal loan with the below-mentioned features and benefits:

Features:

  • Complete online process - The registration activity is a one-time process. You can fill the online application form along with updating your personal and financial details and uploading some mandatory documents.
  • Quick verification - The loan application is quickly processed and the loan eligibility of the applicant is promptly determined.
  • No collateral - Holiday loans are collateral free. As the applicant is not required to submit his assets as a security for the loan, he/she is even free from the risk in case of non-payment.
  • Minimum Documentation - Loan Granted prefers to go paperless and takes only the basic documents to approve your travel loan.
  • Speedy disbursal of funds - Once the holiday loan gets approved, the amount gets disbursed into the applicant’s account instantly.
  • Quick Loan - Loan Granted provides a holiday loan from INR 4,000 to INR 5,00,000 to salaried employees instantly after getting approval from our team.

Holiday Loan In India: Eligibility

Sometimes, a holiday plan may not go as scheduled due to budget constraints. Well, there is a smarter approach to tackle such constraints through a holiday loan which provides flexibility over interest and that can be paid back over a fixed period of time. A holiday loan can be utilized to pay for expenses which include travel, gifts, food, and groceries.

Estimate your holiday loan amount by researching your destination, preparing a trip budget, checking the availability of the existing funds, and if short of funds then apply for a holiday loan. The complete process at Loan Granted is carried out online thereby eliminating the need for paperwork and finally disbursing the holiday loan into your account at the earliest. Holiday loan for salaried professionals helps them to pull off their immediate money-related issues with ease. Listed below are the eligibility criteria that is required to get holiday loan approval online.

  • Must be of Indian nationality
  • Should be a salaried individual
  • Minimum eligible age is 18 years
  • Income should be at least INR 8000

To get a loan, you must have a good CIBIL score. Your creditworthiness is defined with the score you have achieved. CIBIL score is a snapshot of your credit health and history, and your promptness in repaying debts on time. Loan Granted shall check the individual’s eligibility for a holiday loan through the CIBIL report, as the score plays a significant role while assessing your eligibility. A higher credit score builds higher chances of loan approval. However, a very low CIBIL score will diminish your eligibility to get a holiday loan.

Documents Required to Apply for a Holiday Loan In India

Listed below are the documents required to get holiday loan approved online at Loan Granted:

  • Identity proof like Driving Licence/Passport/Voter’s Id/Aadhaar card
  • Address proof like Electricity Bill/Telephone Bill/Gas Bill/Rental Agreement/Passport/Ration Card
  • Income proof such as Bank Statement, Payslips, etc.
  • PAN card
  • Income proof like Bank Statement & Payslips of past 3 months
  • Passport size photographs

Loan Amount

Avail holiday loans from INR 4,000 to INR 5,00,000 with Loan Granted.

Loan Tenure

The tenure of a holiday loan at loan Granted is up to 3 years.

How to Apply for a Holiday Loan in India at Loan Granted?

Below are the procedural steps to get a holiday loan in a day:

  • Login to the Loan Granted website and click on apply now; you will be redirected to the online loan application form page.
  • Fill in your personal, employment, and income details.
  • Submit the loan application form along with the mandatory documents.
  • Once your holiday loan is approved, the funds will be transferred to your bank account within 24 hours.

In this monotonous and busy life, everyone tries to find opportunities to recharge themselves with short breaks in the form of vacations. There is a wanderlust feeling somewhere hidden in our hearts, but not everyone can get enough money and time to travel around the world. If you fall short of funds, Loan Granted will help you at such crucial moments by offering holiday loans, so that you don’t need to compromise on your dream vacation.

FAQs


You can quickly apply for a personal loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a personal loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted personal loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our personal loan, you must be an Indian citizen with a minimum of 18 years of age.
Loan Granted personal loan is approved almost instantly.
You can borrow as low as INR 4,000 and up to INR 5,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A personal loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Electronic Bank Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online personal loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get instant loan approval.
Your personal loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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