Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Travel Loan in India from Loan Granted is a quick way of getting access to money and going on a vacation or trip. The quote "If you think adventure is dangerous, try routine, it is lethal" by novelist Paulo Coelho is an apt description of why we all should take a break from our routine and seek new adventures. Yet, not everyone can go on vacation due to financial constraints.

Many people consider vacation as a luxury they cannot afford. But, taking a travel loan gives enough financial liberty to go on a long due break and see life through a new lens. Sure, it takes a lot of money and financial courage to go on a holiday, but all the same, it enriches our lives with invaluable experiences, memories and inexplicable joy.

Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)* . Loan Granted offers customized personal loan up to INR 5,00,000 to help you take a break from routine and seek new adventures, without thinking much about the monetary shortage. The company extends travel loan in 1 day to its existing and pre-approved customers.

Travel Loan in India: Features and Benefits

The process of travel loan with Loan Granted is easy, paperless and hassle-free. Let us look at some of the features and benefits of applying for a travel loan online with Loan Granted.

Features:

  1. Easy Application for Travel Loans:
    • The registration process with Loan Granted is a one-time activity.
    • The one-time application feature reduces the burden of going through the entire loan application process to secure another loan.
    • The one-time approval feature frees the applicant from seeking re-approval for another loan.
    • For the existing borrowers and pre-approved customers, the credit amount is immediately extended.
  2. Fast Verification & Disbursement of Travel Loan for Salaried Professionals:
    • The company immediately determines the eligibility and quickly processes the loan application for salaried professionals.
    • The company promptly calculates the credit limit against the salary.
    • The borrowers can get online travel loan approval, once the documents are verified.
    • The loan amount is directly transferred to the borrower’s account.
  3. Flexible Repayment of Travel Loans:
    • The flexible repayment feature of Loan Granted allows the borrowers to pay back the loan as per convenience.
    • The borrowers can either repay the loan amount in monthly instalments or the full amount at once.
    • The borrower can choose the tenure of the loan.

Benefits of Taking an Online Travel Loan with Loan Granted:

  • Non-collateral Travel Loan: Loan Granted offers travel loan as an unsecured loan. The borrower is not required to attach any possession to get this loan.
  • Fast Cash: Once the loan application is approved, the loan amount is instantly available to the debtor.
  • Minimum Documentation: Go paperless with Loan Granted and submit all the documents online to get a travel loan approval. The company asks for a few basic documents only.
  • Transparent Charges Loan Granted believes in transparent deals and has clearly stated all the charges on its official website. There are no hidden charges imposed on customers during the loan application or while repaying the credit.
  • No Fixed EMIs: Travel within or outside India and pay later in flexible Equated Monthly Instalments (EMIs). The borrowers can either pay the minimum EMIs or full amount at a time.
  • Any Time Access to Credit: The borrowers can access the credit amount from anywhere in India and at any time as required.
  • Moderate Interest Rate: Loan Granted charges moderate interest rates on the travel loans. Loan Granted charges interest only on the amount that is used and not on the amount that is approved.
  • No Prepayment Charges: The company does not levy any prepayment charges if a borrower chooses to repay the loan before the end of the loan tenure.

Travel Loan in India: Eligibility

Loan Granted offers instant travel loans to salaried professionals who fulfil the below eligibility criteria:

  • Indian citizenship: The loan applicant is an Indian citizen.
  • Minimum Salary: The applicant earns a minimum of INR 8,000.
  • Age of the Applicant: The applicant is of legal age i.e., 18 years.

Documents Required to Apply for Travel Loan in India

In order to establish and verify a salaried individual’s identity and repaying capacity, Loan Granted requires:

  • Identity proof such as Aadhaar card, Passport, Driving Licence, Voter’s Id, etc.
  • Residence proof such as Rental Agreement, Electricity Bill, Gas Bill, Telephone Bill, Passport, Ration Card etc.
  • Income proof such as Bank Statement, Payslips, etc.
  • Pan Card
  • Passport size photographs

Loan Amount

Loan Granted gives travel loans from INR 4,000 to INR 5,00,000 to salaried employees. Based on the eligibility, the loan amount differs per applicant.

Usually, salaried employees apply for a travel loan to take a break from their routine, to experience new adventures, and to feed the soul with new happenings. A few travellers also go on vacation to refresh their lives, to learn more about different countries and their cultures, to bond with family, or to relax in the best possible way.

A travel loan can cover ticket, accommodation, food, shopping, and other expenses. Nevertheless, Loan Granted recommends its borrowers to be wise with the money and spend it in an informed way.

Loan Tenure

Loan Granted lends a credit up to 3 years. The loan tenure can be selected by the borrowers as per their convenience.

How to Apply for Travel Loan in India?

Follow the simple 4-step online process to get prompt approval for travel loans.

Step 1: On the official website of Loan Granted, register as a new user.

Step 2: Enter all the required details in the online application form.

Step 3: Submit all the required documents online for verification.

Step 4: Once the documents are verified, get the approved loan amount in the account.

Loan Granted provides travel loan to all its eligible applicants and advises the borrowers to use the money shrewdly. The company suggests the borrowers to plan their travel well in advance and avoid any last-minute trouble. Also, the company informs that a loan repaid on time improves the creditworthiness of the borrower, which attracts a lower interest rate.

FAQs


You can quickly apply for a personal loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a personal loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted personal loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our personal loan, you must be an Indian citizen with a minimum of 18 years of age.
Loan Granted personal loan is approved almost instantly.
You can borrow as low as INR 4,000 and up to INR 5,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A personal loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Electronic Bank Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online personal loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get instant loan approval.
Your personal loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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