Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*


These Website Standard Terms and Conditions (these “Terms” or these “Website Standard Terms and Conditions”) contained herein on this webpage, shall govern the use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to the use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms and Conditions. By continuing to use this website, you implicitly agree to all the terms and conditions enumerated below. This Website is meant for information and financial transactions and may require entering into legal contracts to digitally sign transactions and therefore is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Website if you a minor.

1 . Ownership

Vivifi India Finance Private Limited, Unit A, 9th Floor, MJR Magnifique, Survey No 75 & 76, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana - 500008 are the sole and absolute owners of this Website and all the content published from this URL.

2 . Intellectual Property Rights

Other than content you submit, which you may have opted to include on this Website, under these Terms, Vivifi India Finance Private Limited and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved. You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website.

3 . Restrictions

  • You are expressly restricted from all of the following:
  • Copy, capture, download, deconstruct or reverse engineer, or publish any Website material in any media;
  • selling, sublicensing and/or otherwise commercializing any Website material;
  • publicly performing and/or showing any Website material;
  • accessing this Website in any way that is, or may be, damaging to this Website;
  • accessing this Website in any way that impacts user access to this Website;
  • using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;
  • using this Website to engage in any advertising or marketing;
  • Hyperlinking, or redirecting to this Website from any other website or URL, without prior permission from the Owner of this Website.
  • Certain areas of this Website are restricted from access by you and Vivifi India Finance Private Limited may further restrict access by you to any areas of this Website, at any time, in its sole and absolute discretion.
  • Any user ID and password you may have for this Website are confidential and you must maintain confidentiality of such information. Vivifi India Finance Private Limited will not be liable for any loss or damage owing to the user ID and/or the password being compromised.

4 . No warranties

This Website is provided “as is,” with all faults, and Vivifi India Finance Private Limited makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consultation or advice to you.

5 . Limitation of liability

In no event shall Vivifi India Finance Private Limited, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Vivifi India Finance Private Limited, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

6 . Indemnification

You hereby indemnify to the fullest extent Vivifi India Finance Private Limited from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

7 . Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

8 . Variation of Terms

Vivifi India Finance Private Limited is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

9 . Assignment

Vivifi India Finance Private Limited shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

10 . Entire Agreement

These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Vivifi India Finance Private Limited and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same. If any clause of these Terms is or becomes illegal, invalid, or unenforceable by any court of competent jurisdiction, such findings shall not invalidate the remainder of These Terms.

11 . Digital Contracts

This Website provides certain financial services including advancing of loans to eligible users. This will require execution of loan agreements online. The agreement in full will be displayed to the user on the Website and needs to be digitally signed by the user using the Aadhar enabled eSign, as provided by the Electronic Signature or Electronic Authentication Technique and Procedure Rules 2015 under the Indian Information Technology Act 2000, and shall be binding on the user.

12 . Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of India and you submit to the non-exclusive jurisdiction of the courts in Hyderabad, India for the resolution of any disputes.