Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Personal loan in India from Loan Granted helps you handle any emergency situation easily. A personal loan is a type of unbound and unsecured loan that helps you meet your current financial necessities. A personal loan doesn't require you to pledge/vow any security or collateral. Emergency crisis expenses can crop up all of a sudden at any point of time in your life. You may fall short of funds for your medical emergency, educational needs, wedding expenses, home renovation, etc. A personal loan can fill in as your solution for dealing and managing all these needs without putting much stress on you.

Personal Loan in India : Features and Benefits

Loan Granted offers India's quickest online personal loans with disbursal in just 24 hours. You will get a loan up to INR 5 lakhs without the need to promise any guarantee. Basically, you have to meet Loan Granted's simple eligibility criteria and submit your basic documents to avail the money you need. You can repay your loan easily with flexible payments.

Glance through the top features and benefits of a Loan Granted Personal Loan :

  1. No collateral: Personal loans at Loan Granted are collateral free. As the borrower doesn't put any of his assets as security for the loan, he is free from risk even in case of non-payment.
  2. No hidden charges: Loan Granted personal loan is very transparent. You will gain complete knowledge about the loan by reading the terms and conditions.
  3. Minimal documentation: Complete the basic steps in the loan application and submit the essential documents required to avail your loan.
  4. Instant approval: Meet the basic essential eligibility criteria, share only a couple of details and have your online personal loan application approved in less than 5 minutes.
  5. Cash in the bank in 24 hours: Loan Granted offers India's quickest personal loan with disbursal in only 24 hours*.
  6. Flexible and adaptable payback terms: With loan up to Rs. 5 lakh on offer, you can meet any financial commitment without an issue. Borrow as much as you need and reimburse it in flexible payments.

Personal Loan in India: Eligibility

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*. Loan Granted provides personal loan for salaried professionals. With Loan Granted, you can check the loan eligibility in a quick time. No compelling reason to hold on to see whether you are eligible for a personal loan or not. Just visit our personal loan eligibility page, give us a few basic details to get your instant eligibility assessment done.

Here is the criteria to be eligible for our online personal loan approval :
  • You should be an Indian Citizen
  • Should be a salaried individual
  • Must be above the age of 18
  • Have a minimum salary of ?8000

Besides, the CIBIL score is one of the major factors that influence the lenders' decision on whether or not to approve a loan. Your credit conduct and track record from your past lenders and credit card providers get captured in your CIBIL score. While checking eligibility for a personal loan, Loan Granted will take a look at the complete CIBIL report, which additionally incorporates all past running loans and your payment track record on loans and credit cards. So, the CIBIL score is the most significant factor that defines your eligibility to get a personal loan.

A higher credit score builds your chances for your loan/credit application to get approved. Nonetheless, a low CIBIL score will diminish your eligibility to get a personal loan.

Documents Required to Apply for a Personal Loan in India

Listed below are the documents required to get personal loan approval online at Loan Granted:

  1. Identity proof
  2. Address proof
  3. PAN card
  4. Last 3 months payslips
  5. Your salary account bank statement for the past 2 months
  6. Photo

Loan Amount

With Loan Granted, you can get a personal loan approval up to INR 5,00,000.

Loan Tenure

The tenure of a Loan Granted personal loan is up to 3 years.

How to Apply for a Personal Loan in India at Loan Granted?

Below is the step-by-step process to get your personal loan in 1 day at Loan Granted:

  1. Login to Loan Granted website and click apply now. You will be navigated to our personal loan application form.
  2. Fill in your personal details, employment details, and income details.
  3. Submit the loan application form along with the mandatory documents.
  4. You will receive funds in your bank account in 24 hours.

So, apply for a personal loan online with Loan Granted as it is a very quick, simple, and effortless process. To apply personal loan online is also the best solution if you have a financial emergency as you can apply for it right from the comfort of your home and get quick approval rather than waiting in long queues. Loan Granted also offers loans at low-interest rates and a group of benefits to help you meet all your financial obligations and commitments with ease.

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FAQs


You can quickly apply for a personal loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a personal loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted personal loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our personal loan, you must be an Indian citizen with a minimum of 18 years of age.
Loan Granted personal loan is approved almost instantly.
You can borrow as low as INR 4,000 and up to INR 5,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A personal loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Electronic Bank Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online personal loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get instant loan approval.
Your personal loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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