Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Car Loan In Chandigarh from Loan Granted helps you to buy your dream car when you fall short of money. You might have thought that to afford a car, you should end up saving money for at least a decade. But, at present, you can get a car loan instantly without having to save so much of money for years. We provide customized personal loans to buy a dream car. Having an own car makes every day commuting much more convenient, luxurious, with safe & secure driving.

Car is nowadays considered an integral part of every family. Some of the best memories come when you go on long drives with your loved ones. Road trips with friends and dinner outings with family give you some sweet memories and the comfort they deserve.

Car Loan In Chandigarh: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI), offering Chandigarh’s quickest online car loans that can be disbursed within a day and a loan provision up to INR 2,00,000 by not compromising on any guarantees. It is a completely online process that is quick, simple and hassle-free; where car loan eligibility criteria is considered as the pivotal factor along with the submission of some general documents. Loan Granted is providing car loans like personal loans making it much more appealing with the benefits mentioned below:

  • Collateral-free - Loan Granted offers car loans without any collateral. As the borrower is not required to submit his assets as security to acquire a car loan, he is also free from risk in case of non-payment.
  • Instant cash 24*7 - As and when the need arises for unexpected financial requirements with respect to your car, Loan Granted offers car loans 24*7.
  • Unlimited withdrawal - You can obtain your immediate cash after the pre-payment of your earlier borrowed amount is done. Thereby, additional time is not wasted in applying for fresh car loan applications.
  • Quick verification - The loan application is quickly processed and the loan eligibility of the applicant is promptly determined.
  • Prepayments made easy - Borrowers are provided with an option to proceed with prepayments if they have excess cash, thereby helping with the car loan repayment easily.
  • Transparent process - No hidden and pre-payment charges are required to access car loans at Loan Granted.
  • Complete digital process - An online application form is available on our website where the borrower has to download and fill in the requested details along with the submission of some basic documents.
  • Quick disbursal of funds - The cash is paid to the borrower’s account, once your car loan gets approved with less turnaround time.

Car Loan In Chandigarh: Eligibility

Everyone dreams of buying a car, but certain times it is the budget that plays a key role. Car loans from Loan Granted aim to ensure that you drive around the destination you choose in your own vehicle. Our car loans come with exclusive features like flexible repayment tenure and pocket-friendly EMI so that you get the dream car you want.

Loan Granted provides car loans for salaried professionals and our instant approval process is instant thereby eliminating the need for both paperwork and the intermediary person. Your loan amount is deposited into your account as soon the loan is approved. Listed below is the eligibility criteria that is required to get a car loan approval online.

  • Must be of Indian nationality
  • Minimal eligible age is 21 years
  • Should be a salaried individual
  • Take-home income should be at least INR 8,000

The credit score reflects how well or how poorly you are dealing with loans or credit cards in the past. Your creditworthiness is defined with the CIBIL score you have achieved. Loan Granted shall verify the individual’s eligibility for a car loan through your CIBIL report. A credit score is normally a 3-digit number which ranges from 300 to 900. If you pay your credit card bills and loan amount on time, then your credit score will gradually increase thus making you a trustworthy borrower for the lender.

A higher credit score builds higher chances of loan credibility.

Documents Required to Apply for a Car Loan In Chandigarh

Listed below are the mandatory documents required to get a car loan approved online at Loan Granted:

  • PAN card
  • Identity proof like Passport/Driving Licence/Voter’s Id/Aadhaar card
  • Address proof like Passport/Rental Agreement//Ration Card/Electricity Bill/Telephone Bill/Gas Bill
  • Income proof like Payslips and Bank Statements of the last 3 months
  • Passport size photographs

Loan Amount

Avail car loans from INR 500 to INR 2,00,000 with Loan Granted.

Loan Tenure

The tenure of a car loan at Loan Granted is up to 3 years.

How to Apply for a Car Loan In Chandigarh at Loan Granted?

Below is the step-by-step procedure to get a car loan in a day:

Step 1 - Log in to the Loan Granted website and click on apply now; you will be then redirected to the online loan application form page.

Step 2 - Fill in your personal, employment, and income details.

Step 3 - Submit the loan application form along with the requested mandatory documents.

Step 4 - Once your loan is approved, the funds will be transferred to your bank account within 24 hours.

With Loan Granted car loans, you can buy your dream car easily. The loan tenure can also be decided by you. So, if you fall short of funds, get in touch with us and we will offer you an instant loan.

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You can quickly apply for a car loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a car loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted car loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our car loan, you must be an Indian citizen with a minimum of 21 years of age.
Loan Granted car loan is approved almost instantly.
You can borrow as low as INR 500 and up to INR 2,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A car loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online car loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get car loan approval.
Your car loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.