Home Renovation Loan in Ranchi

Home Renovation Loan in Ranchi from Loan Granted is an ideal way to get instant cash and to renovate your house. Home improvement or remodelling is not an easy task. It takes a lot of investment in terms of time and money.

Even if you are planning to undertake a small improvement, it can chew a big part of your savings. So, it is better to take a home renovation loan and style your living abode as per your taste, style and personality.

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI)*, that offers home renovation loans up to INR 2,00,000.

Home Renovation Loan in Ranchi: Features and Benefits

Loan Granted gives home renovation loan in 1 day to its existing and pre-approved customers. The home improvement loan is simple, paperless and hassle-free.

Here are some of the features and benefits of applying for an online home renovation loan with Loan Granted.

Features:

1. Easy Application for Home Renovation Loans:
   • Loan Granted has one-time registration, one-time application and one-time approval features. This eases the loan process for individuals who apply for a second or next loan.
   • For the existing borrowers and pre-approved customers, the company offers the credit instantly.
2. Fast Verification & Disbursement of Home Renovation Loan for Salaried Professionals:
   • The company verifies the eligibility of the applicant quickly and processes the loan application immediately.
   • The loan amount is promptly calculated against the salary of the applicant.
   • The loan applicants get online home renovation loan approval once their documents are verified.
   • The company directly transfers the credit amount into the borrower’s account.
3. Flexible Repayment of Home Renovation Loans:
   • Loan Granted offers flexible repayment feature to its borrowers. The borrowers can repay the loan amount as per comfort. Yet, the borrower must make the least amount of repayment every month towards the loan.
   • The borrowers can either pay the entire loan amount with interest in one go or pay in monthly instalments.
   • The borrower selects the loan tenure as per the repaying capability.

Benefits of securing an Online Home Renovation Loan from Loan Granted:

• Quick Cash Availability:
  The company instantly transfers the loan amount into the borrower’s account.
• Competitive Rate of Interest:
  Loan Granted takes a reasonable interest rate on the home renovation loans. The company charges interest only on the used amount. It does not charge interest on the approved money.
• No Security for Home Renovation Loan:
  Loan Granted does not take any security or collateral for extending a loan.
• Flexible Instalments:
  The borrowers can either pay back the home renovation credit in small EMIs or the full amount at a time.
• Minimal Documents Required:
  Loan Granted does not practice lengthy paperwork to approve a loan. Yet, the applicant must submit all the mandatory documents to get an online home renovation loan approval.
• Access to Credit 24*7/365:
  The borrowers need not use the entire approved loan amount at once. They can withdraw and use the amount from the approved loan as needed. The credit can be used from anywhere in Ranchi and at any time.
• No Hidden Fees Levied:
  Loan Granted has clearly stated all the fees involved with its loan processing. There are no hidden charges levied on borrowers.
• No Prepayment Charges:
  The company does not levy any prepayment charges in case of foreclosure of the loan. Many lenders take prepayment fees if a borrower prepays the loan amount.