Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Housing Loan In Kochi from Loan Granted helps you to get instant money so that you can pay an initial advance for your home. If there is no other option left to get money instantly, then applying for a housing loan can be your smartest option. Buying a home is extremely important nowadays and requires great financial planning and commitment. Loan Granted provides instant cash up to INR 2,00,000 for paying your down payment. So, for any home-related finances, a housing loan from us can be the solution.

Housing Loan In Kochi: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). We offer Kochi’s quickest housing loans with instant approvals and instant disbursals. As a salaried professional, you can apply for a loan up to INR 2,00,000 You don’t have to provide any collateral. You can get a housing loan from us only if you meet our housing loan eligibility criteria.

Housing loans are offered as an alternative to personal loans. So, take a look at some of the exciting features & benefits provided by Loan Granted, when you apply for a housing loan online.

  • No collateral loans - A housing loan from Loan Granted is unsecured. You need not submit any of your assets such as gold, property, etc. as a security to get a loan.
  • Easy to apply - The loan application process is very simple. It is completely done online.
  • Less documentation - The application process is completely paperless. Only a couple of mandatory documents must be submitted for further verification.
  • Quick verification - Your loan application is instantly processed to determine your loan eligibility quickly. But, you must have provided accurate information.
  • Flexible repayments - You can flexibly pay the minimum amount when you are unable to pay your monthly EMIs.
  • Transparent process - No hidden and pre-payment charges are levied on you.

Housing Loan In Kochi: Eligibility

Building a new home involves a lot of last-minute expenses too. Never compromise on your dreams. Get a housing loan from us and accomplish your dreams. We provide housing loan for salaried professionals only. We are completely transparent. Unlike other lenders, we neither ask for your collateral or take any of your valuable items as security to offer you a loan.

To make the process simple, we have eliminated the paperwork. Hence, the entire application process is done online. So, you can get your loan amount into your account as soon as you are approved.

Let us check out our loan eligibility criteria before you apply for a housing loan online at Loan Granted.

  • Must be of Indian nationality
  • Should be a salaried individual
  • Income should be at least INR 8,000
  • Should be 21 years of age and more

Loan Granted shall determine your eligibility for a housing loan through your CIBIL report. Your credit score plays an important role in determining your loan approval. A score above 750 is generally considered ideal and a higher credit score can build higher chances of loan approval.

Documents Required to Apply for a Housing Loan In Kochi

By just submitting a few mandatory documents, which are listed below you can get a housing loan approved online at Loan Granted:

  • PAN card
  • Income proof
  • Identity proof
  • Residential proof
  • Passport size photographs

Loan Amount

With Loan Granted, you can get a housing loan from INR 500 to INR 2,00,000.

Loan Tenure

The tenure of a housing loan at Loan Granted is up to 3 years.

How to Apply for a Housing Loan In Kochi at Loan Granted?

Applying for a housing loan with Loan Granted is very easy. We provide housing loan which is a custom-fit personal loan at a reasonable interest rate. Loan Granted can help you get the required finance so that you can turn your dreams into reality. Also, you can pay the borrowed money in easy EMIs.

To get a housing loan in 1 day, follow this 3-step procedure:

Step 1 - Visit the Loan Granted website at www.loangranted.com, click on ‘Apply Now’ and register as a new user.

Step 2 - Fill your personal, employment and income details as requested in the application form page.

Step 3 - In this step, either upload the requested documents or select Net Banking and click on Submit.

It is better to choose Net banking to get loan approval within no time.

Once the verification is completed, your loan amount will be disbursed into your account on the same day.

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FAQs


You can quickly apply for a housing loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a housing loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted housing loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our housing loan, you must be an Indian citizen with a minimum of 21 years of age.
Loan Granted housing loan is approved almost instantly.
You can borrow as low as INR 500 and up to INR 2,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A housing loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online housing loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get housing loan approval.
Your housing loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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