Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Salary Advance Loan in Gangtok from Loan Granted helps you to manage your month-end cash crunch. In today's times, whatever could be the reason, people are actually trying to find options to borrow money when they are running out of cash. Sometimes, despite carefully planning the monthly expenses, one might face financial hiccups down the line. As the month progresses, it hits you hard making you realize that you are short of funds and there are plenty of bills that require immediate payment. Thus, the difficulty begins for any of these reasons - home repairs, medical emergencies, children's school fees, credit card bill payments, festival expenditure, car repairs, etc. In such situations you end up looking for quick and affordable solutions that can assist your short-term financial burdens. Hence, the answer is salary advance loan which comes in handy to solve all such expenses without any worries.

Salary advance loan is a loan ahead of your pay-day at any time of the month. One might feel embarrassed to borrow money from family or friends and not many companies have a policy to provide cash in advance as salary to their employees, during their financial emergencies. Hence, Loan Granted is your go-to option for a salary advance loan in Gangtok, thereby trying to fill the void with our financial solutions at the time of your monetary shortage. On your tough day, you can get relieved with our salary advance loans and its flexible options.

Salary Advance Loan in Gangtok: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI), offering Gangtok’s quickest online salary advance loans that can be disbursed within 24 hours and a loan provision up to INR 2,00,000 by not compromising on any guarantees. The process is quick, simple and hassle-free with the parameter considering eligibility criteria and with the submission of necessary documents. Loan Granted is providing salary advance loans like personal loans making it much more appealing with the benefits mentioned below:

  • Complete online & quick loan approval - The registration process is a one-time process. You can find an online application form and you can fill in the personal details and financial details along with the submission of some mandatory documents. Once the loan application is quickly processed, the loan eligibility of the applicant is promptly determined at Loan Granted.
  • Collateral free loans - Salary advance loans are collateral free. The borrower is not required to submit his assets as loan security and the borrower is also free from the risk in case of non-payment.
  • Transparent process - No hidden and pre-payment charges are required to access salary advance loans at Loan Granted.
  • Predictable monthly payments - Planning a loan budget is easy because of its flexible repayment options.
  • Instant disbursal of funds - Once the salary advance loan gets its approval, the amount gets deposited into the applicant’s account instantly, with less turnaround time.

Salary Advance Loan In Gangtok: Eligibility

Planning monthly expenses plays a crucial role in everyone's life. Shortcomings do arise many times before getting salary from the employer and in such situations, advance salary loan from Loan Granted really helps. You can apply for a salary advance loan, and the complete process is online thereby eliminating the need for paperwork; disbursing the salary advance loan into your account at the earliest. Salary advance loan for salaried professionals helps them to pull off their immediate money-related issues with ease. Listed below are the eligibility criteria that are required to get a salary advance loan approval online.

  • Must be of Indian nationality
  • Should be a salaried individual
  • Minimum eligible age is 21 years
  • Net income should be at least INR 8,000

Your creditworthiness is defined with the CIBIL score you have attained. CIBIL score depicts information on your credit health and history and displays your promptness in repaying debts on time. Loan Granted shall verify the individual’s eligibility for a salary advance loan through the CIBIL report. A higher credit score builds higher chances of loan credibility.

Documents Required to Apply for a Salary Advance Loan In Gangtok

Listed below are the necessary documents required to get a salary advance loan approved online at Loan Granted:

  • Address proof like Electricity Bill/Telephone Bill/Gas Bill/Rental Agreement/Passport/Ration Card
  • Identity proof like Driving Licence/Passport/Voter’s Id/Aadhaar card
  • Income proof like Bank Statement & Payslips of past 3 months
  • Passport size photographs
  • PAN card

Loan Amount

Avail salary advance loans from INR 500 to INR 2,00,000 with Loan Granted.

Loan Tenure

The tenure of a salary advance loan at loan Granted is up to 3 years.

How to Apply for a Salary Advance Loan in Gangtok at Loan Granted?

Below is the step-by-step procedure to get a salary advance loan in a day:

  • Login to the Loan Granted website, click on apply now. You will be redirected to the online loan application form page.
  • Then, fill in your personal details, employment details, income details.
  • Submit the loan application form along with some mandatory documents as requested.

Once your loan is approved, the funds will be transferred to your bank account within 24 hours or 1 day.

In this fast paced world, there rises a necessity to lead a better life; in terms of both health and wealth. They can be maintained through judicious planning of money management. But, sometimes in spite of proper planning, things slip out of place, and we run short of money. For salaried professionals, it is tough to acquire salary in advance to clear the problems, as some companies do not have the policy in providing advance salary and would also feel low while borrowing money from kith and kin. But, we at Loan Granted help you to solve your cash related issues at the month end through salary advance loans through flexible payment options; making your life easier.

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FAQs


You can quickly apply for a salary advance loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a salary advance loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted salary advance loan can be availed by only salaried individuals with a minimum salary of INR 8,000 .
To be eligible for our salary advance loan, you must be an Indian citizen with a minimum of 21 years of age.
Loan Granted salary advance loan is approved almost instantly.
You can borrow as low as INR 500 and up to INR 2,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A salary advance loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online salary advance loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get salary advance loan approval.
Your salary advance loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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