Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Two Wheeler Loan In Ranchi from Loan Granted helps you to handle the financial crisis you might be facing while planning to buy your dream bike. In yesteryears, availing bike loans was considered a tiresome process, but in the present era, you can get an online two wheeler loan instantly just through few taps on the website. Your happiness is just a ride away, and nothing can match the happiness of owning a new bike. A two wheeler is often the first vehicle anyone aspires to buy as it eases the travel time and gives you an independent feeling; not relying on any other commute for travel.

Loan Granted offers customized personal loan as two wheeler loans, providing a comfortable and hassle-free option to buy your dream vehicle. We thereby reduce your waiting time by providing flexible financing and loan facilities which are affordable and convenient for people to buy a two wheeler. Hence, purchasing a two wheeler gives you a sense of liberty and sets you free to commute on your own terms.

Two Wheeler Loan In Ranchi: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI), offering Ranchi’s quickest online two wheeler loans that can be disbursed within a day and with a loan provision of up to INR 2,00,000 by not compromising on any guarantees. The process is completely online, quick, simple and hassle-free; where eligibility criteria play an important factor along with the submission of some basic documents.Loan Granted is providing two wheeler loans which is a personal loan, making it much more engaging with the benefits mentioned below:

  • Online and digital - An application form is available on our website where the borrower has to download and fill in the requested details along with the submission of some basic documents.
  • Instant cash 24*7 - As and when the need arises for unexpected financial requirements we offer two wheeler loans 24*7 instantly.
  • Unsecured loans - Loan Granted offers two wheeler loans without any collateral. The borrower is not required to submit his assets as security, to acquire a two wheeler and is free from risk in case of non-payment.
  • Unlimited withdrawal - You can borrow immediate cash, once you are done with the payment of the earlier borrowed amount. Thereby, additional time is not wasted in applying for fresh loan applications.
  • Quick verification - The loan application is quickly processed and the loan eligibility of the applicant is promptly determined.
  • Prepayments made easy - If there is excess cash inflow, then borrowers are provided with an option to proceed with prepayments.
  • Transparent process - No hidden and prepayment charges are required.
  • Immediate disbursal of funds - The cash is paid to the borrower’s account, as soon as the loan gets approved with less turnaround time.

Two Wheeler Loan In Ranchi: Eligibility

In Ranchi, two wheelers are considered the most preferred mode of transport to avoid traffic when compared to other crowded public transport systems. Many youngsters consider owning a two wheeler as their dream, as it gives a sense of pride and a more convenient option to travel during heavy traffic. Loan Granted two wheeler loans come with exciting features like easy repayment tenure and pocket-friendly EMIs so that you can buy the dream bike, you have always wished for.

Loan Granted provides two wheeler loans for salaried professionals through a complete digitized process i.e., online registration and instant approval process by eliminating the need for both paperwork; depositing the two wheeler loan amount into your account instantly. Listed below are the eligibility criteria that are required to get a two wheeler loan approval online.

  • Must be of Indian nationality
  • Minimum eligible age is 21 years
  • Should be a salaried individual
  • Take-home income should be at least INR 8,000

Your creditworthiness is defined with the CIBIL score you have achieved. A credit score is generally a 3-digit number that ranges from 300 to 900. The credit score reflects how well or poorly you are dealing with loans or credit cards in the past.

Loan Granted shall verify the individual’s eligibility for a two wheeler loan through your CIBIL report and if you have been paying your credit card bills and loan amount on time, then your credit score will increase thus making you a trustworthy borrower. A higher credit score builds higher chances of loan credibility.

Documents Required to Apply for a Two Wheeler Loan In Ranchi

Listed below are the mandatory documents required to get a two wheeler loan approved online at Loan Granted:

  • Identity proof like Voter’s Id, Aadhaar card, Passport, Driving Licence, etc.,
  • Address proof like Passport, Rental Agreement, Ration Card, Electricity Bill, Telephone Bill, Gas Bill, etc.,
  • Income proof like Payslips and Bank Statements of the last 3 months
  • Passport size photographs
  • PAN card

Loan Amount

Avail two wheeler loans from INR 500 to INR 2,00,000 with Loan Granted. Based on your eligibility, the loan amount differs.

Loan Tenure

The tenure of a two wheeler loan at Loan Granted is up to 3 years. The borrower can select a loan tenure as per his convenience.

How to Apply for a Two Wheeler Loan In Ranchi at Loan Granted?

Below is the step-by-step procedure to get a two wheeler loan in a day:

Step 1 - Log in to the Loan Granted website and click on apply now; you will be then redirected to the online loan application form page.

Step 2 - Fill in your personal, employment, and income details, as requested.

Step 3 - Submit the loan application form along with the requested mandatory documents.

Once your loan is approved, the funds will be transferred to your bank account within 24 hours.

With Loan Granted two wheeler loans, we help you with your finance to buy two wheeler vehicles without worrying much. So, are you ready realize your dreams? Apply for a loan with us now!

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FAQs


You can quickly apply for a two wheeler loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a two wheeler loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted two wheeler loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our two wheeler loan, you must be an Indian citizen with a minimum of 21 years of age.
Loan Granted two wheeler loan is approved almost instantly.
You can borrow as low as INR 500 and up to INR 2,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A two wheeler loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online two wheeler loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get two wheeler loan approval.
Your two wheeler loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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