Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Bad Credit Loans In Bhilai from Loan Granted can help you solve your fiscal problems when you desire to avail a loan but cannot because of your bad credit history. A low credit score or a bad credit score indicates your low repaying capacity. Hence, many lenders hesitate to lend you a loan when you do not have a good credit score. So, lenders disapprove your loan request. Few of the lenders think that it would be a higher risk for them if you default on your loan.

Do not worry as we understand your financial worries and approve your loan request even though you have a low credit score. Using a bad credit loan, you can solve any emergencies related to paying medical bills, wedding, or any home-renovation etc; there are no restrictions on what you use your funds.

Bad Credit Loan In Bhilai: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*. We offer instant bad credit loans with quick approval and disbursal. As a salaried professional, you do not have to provide any guarantees. You can apply for a loan from INR 4,000 to INR 5,00,000. Bad credit loans are custom-fit personal loans. You can get a bad credit loan if you qualify for our bad credit loan eligibility.

Before applying for our bad credit loan, take a look at some of the exciting features & benefits of a Loan Granted bad credit loan online:

  • Unsecured loans - Bad credit loans are unsecured. You do not have to submit any of your assets as a guarantor to avail a loan.
  • Easy application - It is completely paperless and easy to apply.
  • Minimum documentation - Only a few mandatory documents are required to be submitted for further verification. Apart, from these documents the entire application process is paperless.
  • Quick verification - Your loan eligibility is promptly determined and it’s quickly processed if you provide accurate information.
  • Instant cash 24*7 - After successfully completing the verification, you are instantly approved. Thereafter, your loan amount will be disbursed into your account within a day.
  • Flexible repayments: You can pay only the minimum amount if you are unable to pay your monthly EMIs.
  • Transparent process - We are very transparent. No hidden and pre-payment charges are levied on you.

Bad Credit Loan In Bhilai: Eligibility

You may face financial challenges at any point in time. It is up to you to plan your finances and utilize them in a proper way. Because proper planning could have helped you stay financially responsible and help you achieve a good credit score. Your credit score may be low due to the following reasons:

  • You might have missed paying your previous bills.
  • Borrowed money in the past but not made timely payments.

To help overcome your financial burdens, Loan Granted provides bad credit loans for salaried professionals. The entire application process is paperless, eliminating the need for both paperwork and the intermediary person. Hence, your loan amount will be deposited into your account as soon your loan gets approved.

But before that, let us check out on the loan eligibility criteria, when you apply for a bad credit loan online:

  • Must be of Indian nationality
  • Should be a salaried individual
  • Income should be at least INR 8000
  • Should be 21 years of age and more

Generally, a credit score plays an important role in determining your loan approval. A score above 750 is considered ideal. A higher credit score can build higher chances of loan credibility.

A low credit score is equated with lower levels of creditworthiness. Hence, lenders may not show interest in approving your loan request. It is always advisable to maintain a good credit score by paying your dues and managing your debts on time.

Documents Required to Apply for a Bad Credit Loan In Bhilai

By submitting a couple of documents, you can get a bad credit loan approved online at Loan Granted:

  • PAN card
  • Identity proof
  • Residential proof
  • Income proof
  • Passport size photographs

Loan Amount

You can apply for a bad credit loan from INR 4,000 to INR 5,00,000.

Loan Tenure

The tenure of a bad credit loan at Loan Granted is up to 3 years.

How to Apply for a Bad Credit Loan In Bhilai at Loan Granted?

You get a bad credit loan in 1 day, by just following this 3-step procedure:

Step 1 - Visit the Loan Granted website at www.loangranted.com and click ‘Apply Now’.

Step 2 - Fill in all the details - personal, employment, and income as requested in the application form page.

Step 3 - Either select Net banking or upload the requested documents and click on ‘Submit’.

Once your verification is completed you will be approved. Once approved, your loan amount will be disbursed in your account within a day.

Timely payments and not missing on dues can save your credit score. Only a few lenders provide loans for individuals with low credit score and we are one among them.

With Loan Granted bad credit loans, you can fulfil your needs immediately. So, get in touch with us to avail a bad credit loan in 1 day.

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FAQs


You can quickly apply for a bad credit loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a bad credit loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted bad credit loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our bad credit loan, you must be an Indian citizen with a minimum of 18 years of age.
Loan Granted bad credit loan is approved almost instantly.
You can borrow as low as INR 4,000 and up to INR 5,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A bad credit loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online bad credit loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get bad credit loan approval.
Your bad credit loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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