Have a low credit score? But need an instant loan?
Solve your financial worries applying for a quick loan.
Get approved for our custom-fit personal loan up to INR 2,00,000 instantly.
Bad Credit Loans In Ludhiana from Loan Granted can help you solve your fiscal problems when you desire to avail a loan but cannot because of your bad credit history. A low credit score or a bad credit score indicates your low repaying capacity. Hence, many lenders hesitate to lend you a loan when you do not have a good credit score. So, lenders disapprove your loan request. Few of the lenders think that it would be a higher risk for them if you default on your loan.
Do not worry as we understand your financial worries and approve your loan request even though you have a low credit score. Using a bad credit loan, you can solve any emergencies related to paying medical bills, wedding, or any home-renovation etc; there are no restrictions on what you use your funds.
Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*. We offer instant bad credit loans with quick approval and disbursal. As a salaried professional, you do not have to provide any guarantees. You can apply for a loan from INR 4,000 to INR 2,00,000. Bad credit loans are custom-fit personal loans. You can get a bad credit loan if you qualify for our bad credit loan eligibility.
Before applying for our bad credit loan, take a look at some of the exciting features & benefits of a Loan Granted bad credit loan online:
You may face financial challenges at any point in time. It is up to you to plan your finances and utilize them in a proper way. Because proper planning could have helped you stay financially responsible and help you achieve a good credit score. Your credit score may be low due to the following reasons:
To help overcome your financial burdens, Loan Granted provides bad credit loans for salaried professionals. The entire application process is paperless, eliminating the need for both paperwork and the intermediary person. Hence, your loan amount will be deposited into your account as soon your loan gets approved.
But before that, let us check out on the loan eligibility criteria, when you apply for a bad credit loan online:
Generally, a credit score plays an important role in determining your loan approval. A score above 750 is considered ideal. A higher credit score can build higher chances of loan credibility.
A low credit score is equated with lower levels of creditworthiness. Hence, lenders may not show interest in approving your loan request. It is always advisable to maintain a good credit score by paying your dues and managing your debts on time.
By submitting a couple of documents, you can get a bad credit loan approved online at Loan Granted:
You can apply for a bad credit loan from INR 4,000 to INR 2,00,000.
The tenure of a bad credit loan at Loan Granted is up to 3 years.
You get a bad credit loan in 1 day, by just following this 3-step procedure:
Step 1 - Visit the Loan Granted website at www.loangranted.com and click ‘Apply Now’.
Step 2 - Fill in all the details - personal, employment, and income as requested in the application form page.
Step 3 - Either select Net banking or upload the requested documents and click on ‘Submit’.
Once your verification is completed you will be approved. Once approved, your loan amount will be disbursed in your account within a day.
Timely payments and not missing on dues can save your credit score. Only a few lenders provide loans for individuals with low credit score and we are one among them.
With Loan Granted bad credit loans, you can fulfil your needs immediately. So, get in touch with us to avail a bad credit loan in 1 day.